1. Information We Collect

We collect information provided by You directly through the Platform, including:

1.1 KYC/KYB Identity and Business Information

• Company documents (formation, ownership, compliance)
• Beneficial ownership and shareholder information
• Personal identification (passport, ID, driving license)
• Personal details (name, date of birth, nationality, address)
• Proof of address and documents required for onboarding
• Bank account and business verification documents
• Merchant processing history and business model details

1.2 Account & Platform Usage Information

• Email address, login credentials, and profile settings
• Uploaded documents and application selections
• Information about processors applied to through our Platform
• IP address, device information, and usage logs

1.3 Cookies & Analytics

We use cookies, including analytics (such as Google Analytics), to:

• improve performance
• analyze Platform usage
• enhance user experience

Users may manage cookie settings via their browser. For EU users, cookie consent banners may be shown where required.

1.4 Marketing Communication Information

If you provide an email address, we may send:

• platform updates
• processor opportunities
• relevant informational or promotional content

You may opt out at any time using unsubscribe links or by contacting us.

2. How We Use Your Information

We use collected data to:

• facilitate payment processor comparison and referrals
• transmit and share documents with payment processors
• verify business legitimacy and ownership
• detect fraud, illegal activities, and abuse
• provide customer support
• send service or marketing communication
• comply with legal and regulatory requirements

3. Sharing of Information

3.1 Sharing With Payment Processors

By uploading documents or applying through the Platform, You authorize us to share your data with any third-party payment processor for:

• eligibility pre-checks
• underwriting review
• onboarding assistance
• compliance or risk evaluation

3.2 Accidental or Incorrect Transmission

You acknowledge and consent that data may be shared manually or automatically, including via email, API integrations, or third-party services, and that:

Accidental, incorrect, or unauthorized sharing does not create liability for PrivateProcessing.com or Private Processing LLC.

3.3 Sharing With Legal Authorities

We may share information with government agencies, regulatory bodies, or law enforcement when:

• required by law
• fraud, money laundering, terrorism financing, or illegal activity is suspected
• processors request risk validation

3.4 Service Providers

We may share limited information with service providers who support our operations (e.g., hosting, analytics, email providers), bound under confidentiality obligations.

4. Legal Basis for Processing (GDPR Statement)

For EU/EEA users, our processing is based on:

• Consent (data upload & sharing)
• Legitimate Interest (fraud prevention, referrals, eligibility assessment)
• Legal Obligation (compliance & reporting)

5. Data Retention

We retain data until You delete Your account, unless retention is:

• legally required (e.g., anti-fraud, audits, tax, AML compliance)
• necessary to prevent fraud or abuse
• required by a processor contract

Documents may remain in secure backups even after account deletion, for the minimum legally required period.

6. Your Rights (for GDPR & Global Users)

Depending on your jurisdiction, You may have rights to:

• access your data
• correct inaccuracies
• request deletion
• restrict processing
• withdraw consent (without affecting previous lawful processing)

Requests may be denied if deletion affects legal compliance or fraud regulations.

You may submit a rights request via: [email protected]

7. Security

We implement industry-standard security to protect data, but:

No storage or transmission system is guaranteed to be 100% secure, and we are not liable for unauthorized access, breaches, or data misuse once information is transmitted to a third party (e.g., processors).

8. International Transfers

Data may be stored or processed in the United States or other countries. By using the Platform, Users consent to international data transfers.

9. Children's Privacy

The Platform is not intended for individuals under 18 years old. We do not knowingly collect data from minors.

10. Third-Party Links

The Platform may link to processors or other websites. We are not responsible for:

• their content
• their privacy practices
• their terms, compliance, or data usage

Users should review third-party policies before engaging with them.

11. Changes to This Privacy Policy

We may update this Policy at any time. Continued use of the Platform constitutes acceptance of updated terms.

12. Contact Information

For privacy questions or requests:
[email protected]

Private Processing LLC — Wyoming, USA
PrivateProcessing.com